Sunday, December 06, 2009

POLICY CHANGE TO STIMULATE ECONOMY



Federal and local entitlement programs: A long term approach

In a few years, years, the Federal budget will be all entitlements. They are now borrowing in order to fund operations and defense. Arizona is in similar shape. 2/3 of the federal budget is mandated and sunsets are nonexistent. Borrowing is rampant tying up revenue streams for years. The whole country is so tied up in debt, discretionary income is ????

Some new policies are needed:

Entitlements should be limited to X% of the total income, not income plus borrowing.
All new entitlements through legislation or initiative should have a sunset clause and an escape clause in case of a budget deficit. Flexibility is needed in budgeting.

To cut the growth of entitlements, slow population growth through tax incentives. Government subsidy of poor should not escalate with each mouth added, thus paying the poor to breed. The more well off also are breeding in record numbers, using the tax deduction to help finance it. The public schools also must accept unlimited numbers of children from any given source, which favors those with large families, while the others pay. A religious objection to population control is personal, but those who want large families should pay for it.

Suggested changes in policy:

After 1 child per person, no welfare payment raises for further children. This does not apply to food stamps, however.

After 1 child per person, no further deductions for income tax will be given by the state or federal governments and an overage must be paid for on a per capita basis.

After one child per person, any person having more than one child must pay a stipend per overage to the local school public district or arrange for private schooling subject to curriculum set by the state/federal and passage of state/federal tests.

Tax refunds to the childless.

These changes in policies would result in a slowing of population growth, which would slow the growth of other governmental costs. This would raise taxes for some, but it is those who are using the services.

Further policy changes linked:

Illegal immigration needs to be discouraged. Border security will succeed only when the economic climate does not favor hiring illegal aliens, who will work under the radar for less than the minimum wage. Perhaps the minimum wage needs to be revisited, but if population growth slows, fewer workers can demand higher wages, but only in the absence of illegal immigrant competition. Immigration policies in general need to be amended to force other countries to manage their population growth instead of relying on the USA as a population outlet.

Getting business owners out of the health insurance business and allowing them to pay what they can to workers would open opportunity. If a large business owner pays so little that their workers must apply for assistance, then possibly a stipend should be required of them, as a percentage of total profit. Reasonable compensation to the owners would be monitored in these cases.

Awareness that free enterprise will carry on under the blanket despite governments effort to control what people are paid and what these people have to buy with the money they earn. Enough already. Local trading economies will arise as will trading economies like smuggling, all of which operate without taxation or regulation. Filtering money through an administrative hierarchy in order to pay for health care makes me want to move towards cash payments that skip these people who are charging us to pay themselves to distribute this money for us. Reality check.

I still don’t get how AIG securities insurance failure milked the US government of $180,000,000,000. Did some of this $ that went to foreign banks make its way to Dubai? Prosecutors need to trail this milking and pinpoint the chain of command. What interesting news that would be. Is it true firearms permits are now more available in New York?

Like who instigated? Who set the stage? Pipeline information? Cleanup crew as recipient of riches?

We need new policy.

Suggested policy changes:

Outlaw securities, derivatives and hedging anywhere but under legalized gambling. The economy is not a toy and people depend on it.

Review economic needs within the USA before looking to export. Sell to each other and Canada and Mexico.

Free business owners from mandatory health insurance requirements

Do not force the purchase of insurance on the populace.

Link employee wages to their welfare needs to employer profits and required support payments to the state, with exemptions for subsistence business.

Ease zoning laws that discourage localized small businesses.

Ease up on taxes, regulation, licenses, fees, for all business except for public health/environmental concerns.

Fewer inspectors rather than fewer law enforcement personnel, when the government has budget shortfalls.


Policy can dictate change in oblique ways. The insistence that growth can be infinite is indicative of a lack of population curbs and the inability of production of food in the infinite is bound to coincide in a population crash, starvation of the species in the classic ecological boom and bust cycle defined by physical resources. Must we act so much like animals that we must do this to ourselves?



Friday, December 04, 2009

Opinion Bias at the Arizona Daily Star

Due to a recent problem with the Arizona Daily Star, I have taken an interest in opinion page policy analysis. Since I also subscribe to The Arizona Republic, I compared the two papers.

The first major difference between them is the amount of information about an author that the Star requires.

Star

Name
Address
Daytime phone
Occupation
Political affiliation
Issue affiliation
Candidate affiliation Campaign affiliation
150 word length

Republic

Name
Address
Phone
200 word length


The second major difference is that in the Star, submissions become the property of the Star. The Republic publishes the work in several formats and makes no claim of ownership. If an author’s work is printed in the Star, then that author has ‘sold’ it for nothing. Does this mean the author can no longer sell the piece?

The third major difference is that in the Star, submissions may be “edited for clarity and length” while the Republic makes no mention of that possibility. Who is doing this at the Star?

Having always admired the Arizona Republic as the better paper, I believe that the Star opinion page guidelines set the stage for ongoing opinion page bias on the part of the Star.

Monday, November 09, 2009

Health Insurance or Health Care?

The discussion is still about insurance, not health care. Is it the government’s purvey to provide health insurance or provide that government care for the infirm and ill? Traditionally, government did provide for the poor out of humanitarian reasons or out of the need to prevent revolution from the ground up. The funds came from the king and the wealthy. Religious institutions also provided assistance to the poor out of a necessity to prove they practiced what they preached but probably out of a natural human need to care for others.

I am heartened by the Republicans finally coming up with some ideas to reform health care delivery systems. I am disappointed in the Democrats for embracing mandatory insurance as the way to provide better health care for our citizens.

Requiring business to buy health insurance for employees keeps the price jacked up and the whole scheme going. The idea of mandatory insurance for all citizens will also jack the price up. Government price controls are resisted as the public option, which would limit what could be paid for a given medical service, forcing health care providers to rein in costs or services to patients or forcing them to take a pay cut. The debt overload is staggering uphill, so it is suggested commercial debt relief to medical care providers. Exorbitant commercial prices during the boom left medical businesses swamped in building debt in the form of high rents or payments.

These bills our fearless leaders are coming up with contain the idea of mandatory insurance. Our elected leaders deem it necessary to force the people to pay for insurance instead of health care. They also think that insurance companies are better at handling our money than we are.

If this mandatory insurance idea is foisted upon us, I suggest the following be implemented along with mandatory insurance payments:

All health care providers must accept all insurance. No hoity toity, no exclusive treatment salons that do not take Medicare, no ‘private’ clinics that take ‘exclusive’ insurance. If a rich person hires a private doctor for cash payments, that is private enterprise.

All health care providers must accept all insurance because all citizens are required by law to buy insurance. We lose our right to choose, health care providers lose the right to choose who they treat. This means all hospitals, doctors, clinics etc. who accept any insurance have to accept all insurance.

Price fixing between health care providers and insurance companies should be a thing of the past in that prices for procedures will be dictated by the government that requires us to buy insurance. We should not be charged more than what the insurance pays, since so many people with insurance are bankrupted by health care costs. When insurance is mandated, the health care people will earn less since price controls will be instituted.

For the health insurance people, you cannot demand we buy what you are selling without us having some ideas how we want our money managed. Insurance companies must accept controls on pay, number of employees, standards for judging claims, premium price controls and intense oversight. No more golf holidays, spa visits and celebrations of plenty while using premium money to party and gamble.

The domino effect is present here. The strongarm tactic of forcing people to buy insurance creates other hassles. Some of our legislators evidently believe it is easy to force people to buy insurance but in the interests of fairness, the insurance industry and the health care industry will also lose volition. Sure, the insurance companies will have millions more bank accounts to tap into but is it worth the change in our socio-economic structure?

Not one to criticize without offering a solution, here are a few ideas:

The mandatory insurance idea is not free market. Insurance should only be an option, not the only way to achieve affordable health care. Capitalism allows for a variety of approaches, never mandating that one way is the only way. Affordable health care is the real goal, not propping up exorbitant salaries in the insurance and health care arena. As I wrote before, why not use stimulus money to establish low cost clinics in the neighborhoods and to fund nurses in the public schools? Remember, providing health care is the goal.

Saturday, October 31, 2009

Wajiristan Earthquake

Wajiristan earthquake
Portent of future displeasure
2012 AD/BC observable
Synchronous cycles days coincide
Endings and beginnings

Some try to protect a way of life
From change an impossible task
Cannot freeze time
We have no volition in that
Then come the choices

If your heritage is omitted
All are not known
But all are respected
As a choice
Those contributed and succeeded in survival

Tasmanian, Austrailian, Basque, Celt, Jew, Armenian, Pygmies, Persian,
Saami, Tamil, Olmec, Han, Mongols, Shinto, Sikkhs, Hindi, Egypt, Maya, Nazcan, Greece, Buddha, Rome, Teotihuacan
Christ and Mohammed
May we all celebrate and respect heritage

Let no man slay
For the reason of difference
Shame for humans to kill humans
When the relentless environment
Could not as their descendents live today.

As time and environment is in flux
So must be these systems
Time is frozen in memory only
Our lives are not so isolated
As when these belief systems began

Blame time if you are disappointed
Blame not the innocent
Blame the mists of time when chadars
Protected desert women from sun and disease
And males walked with women for safety

Relativism versus moral certainty
Basic right and wrong are known to all
Just excusing those different from the definition
To some all means only those resembling themselves
Is a severely rigid viewpoint

Competition for resources
Disguised as religious persecution
Ethnic hatred and competitive fear
This must be resolved
With land and resources already scarce.

Dorothy Prater Niemi 2009

Sunday, October 11, 2009

Tucson City Council Race

Are the hotel/motel receipts in town down? Should the city of Tucson be borrowing $15,000,000 to tear down the front of the convention center and rebuild it, all before the February opening of the gem show? As Ms. Trasoff indicates, this would provide few jobs. The jobs created would be short term, but the debt she embraces is for the long term, with the rest of us paying for those few quick jobs. Taxpayers will pay for years and years, plus high interest rates siphoned off to the moneylenders. Ms. Trasoff would have us pay and pay while she moves on.

And what about hotel receipts in town? Should the city be funding anything that competes with already struggling businesses? Should the city be going into debt to compete with local businesses?

This is a cynical attempt to gain momentary control over $15,000,000. The construction lobby would have secured one more short term job that will be paid for by the rest of us for a long time. All this without any discernable benefit to the public and the possibility that the convention center will be torn up just in time for the gem show. . Get a restraining order against any destruction of the convention center.

VOTERS! Please vote these people out.

Friday, September 11, 2009

Campaign Statements Mean Nothing

Since our president has reneged on a campaign declaration against forcing citizens to buy insurance, it is necessary to oppose his position. Forcing citizens to buy anything would raise the price, since the supply is controlled by profit takers while the citizenry is mandated to buy. This sounds like slavery to me. You say we will have an array of choices, but none of these choices is a refusal to buy anything to save the money. If this ‘reform’ goes through, we lose our freedom of choice to buy or not to buy. We can merely choose among an array provided by the insurance companies and the government, because we all know that our politicians and insurance agents know much more about how we should spend our money. We have to spend our money on insurance, whether or not we want to. We are not allowed to save this money and use it for medical costs negotiated at a fair market value.

The free market will not function without freedom of choice on the part of the consumer.

Of course, I have not heard that all health care businesses must honor all these mandatory insurance ‘choices’ we will be so graciously allowed to pay for. Since we are posited to lose our freedom to chose whether to buy insurance or not, the health care businesses should not be allowed to turn away customers, no matter what insurance they have. These health care businesses should be forced to take whatever every insurance pays without charging the patient further costs. If our freedom to bring the medical profession to a fair market value is at an end, then their freedom to pick and choose among patients and insurance plans should be at an end.

Mandatory insurance of any kind is a cash cow for those controlling the insurance companies. The money they siphon off could be better spent on actual healthcare instead of for enriching executives and investors and politicians. What is going on here? These insurance parasites do not deserve the cover of legislation making it mandatory for us to buy what ever makes them the most profit.

Friday, August 28, 2009

Invasive Species

Invasive Species in North and South America

Pestilence comes to mind first the scourge that hit the new world as we in our history phrase it. The Amerind population decimated by European diseases reduced almost wiped out in successive waves of disease originating at European contact points and spreading out way ahead of any physical meetings. Once the Amerinds caught the diseases, dying spread throughout the trade routes, making it easy for the Europeans to move in to a new territory. So European diseases were invasive species in North and South America, dating from at least 1492 onward. Mayan legend has it that death comes from the East, from across the ocean, which might indicate earlier contacts and bouts of disease originating in Africa.

These epidemics were followed by the introduction of European food plants and animals, hitchhikers like wharf rats, roaches and mosquitos, pets like cane toads, lionfish, English sparrows and starlings, working animals like donkeys and horses, food animals, the list goes on and on. Earlier introduction of invasive species through Chinese contact around 1420 and possibly earlier had brought Asian chickens and ducks, the Cherokee rose and a human intestinal parasite. Invasive grasses include Bermuda grass, pampas grass, fountain grass, rice, barley, wheat and rye, some food crops, some not. The mulberry, chinaberry, eucalyptus and tamarack all came in from Asia and the South Pacific.

Economic practices of humans included clear cut logging, burning, plowing, overgrazing, poisoning and dumping waste, all of which favored the new invasive species, much like the European diseases had prepared the way for European victory in the new world.

So now we worry about buffelgrass? The drought brings change in all species of the desert. The drought plus human destruction of habitat is devastating to the Sonoran Desert. Buffelgrass is used as fodder in Sonora and has been here at least 80 years.

The drought has changed the buffelgrass population. That which I observe appears to be damaged by the drought where continuing drying of the soil will kill it, seeing that the Sonoran Desert is on the edge of the possible range for this grass. So far this year I have seen little replication activity in the plants. These buffelgrass plants near I-10/Valencia are either dormant or dead as of 25 August 09.

The drought will do for free what all this controversy over spraying poison will do at a cost to taxpayers. I would like a cost rundown on this spraying project from all the cooperating entities, just to see how much money is being wasted on this poisoning. How many people could be funded to manually remove the grass, if it is that important to some people? Is spraying really what we want to do here? The Agent Orange personal devastation that many recruits suffered in the aftermath of Vietnam has never left my mind.

How soon some of you forget and accept the assurances of those selling the product.